The National Association of Credit Service Organizations (NACSO) is a not-for-profit business league with its mission to promote credit repair and financial education services for the benefit of its members and consumers. Materials published by NASCO are for information purposes only, and intended solely for the betterment of the industry and to serve consumer education purposes. The information contained herein is owned by NACSO and shall not be copied, published, redistributed, in whole or in part, without the prior express written consent of NACSO.

The NACSO Study Outline and Examination are intended solely as educational tools to improve your knowledge and understanding of consumer protection and other concepts in the credit repair industry. No guarantees, promises, legal or tax advice is offered or provided by these materials. By using these materials, you understand and agree that NACSO is solely an educational source, and not your legal or tax advisor. In exchange for this information, regardless of whether you are a member of NACSO, you agree to waive, release and hold harmless NACSO, its directors, officers, employees, staff and volunteers (collectively, “NACSO”) from all liability, claims, judgements and all other matters, demands and harm, whether actual, known or unknown, now and in the future, relating to the information contained therein, the brand and any affiliation or other relation to NACSO. You agree not to pursue any claim against NACSO for any reason, nor use any NACSO information, brand, copy or reputation for your own personal or business gain or profit without the prior express written consent of NACSO. You agree that the sole remedy for any issues, disputes or claims with NACSO shall be binding private arbitration, and you expressly agree to hold NACSO harmless and pay all of NACSO’s costs and attorneys’ fees associated with any claim you bring. You agree not to challenge the sufficiency of the release and waiver herein and you acknowledge this consent and release by accessing the educational materials and taking this certification exam.

FICO is a registered trademark of Fair Isaac Corporation. FICO neither sponsors nor is related in any manner to NACSO, and the name is used solely for reference purposes in this educational set of materials. FICO does not endorse or support NACSO, which is a nonprofit business league.